Easy, Fast and
Creative Business Funding
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How it works
Complete application and submit three (3) months of business checking account statements.
Review and choose best position out of your qualified options.
GET YOUR CASH
Funds are either instantly wired or ACH’d into your business checking account.
Why people choose us
Our terms can go out to 24 months, even if you have a current financing position in place. By having a longer term, it will lower your payment (either daily or weekly) to free up your natural cash flow for business expenses.
We offer low cost funding options for every business and business situation. Other lenders and financiers in our space of finance charge a premium for funding. Our positions are extremely cost effective with rates starting as low as 1.08.
FLEXIBLE PAYBACK OPTIONS
Most positions we offer can be tailored to meet the borrowers need. We can offer daily or weekly payments and most deals have incredible prepayment discounts built in to them, which reduces their overall cost greatly.
EASY TO QUALIFY
Whether you have poor credit, existing loans or advances, or find yourself in the slower part of your business season, we can have you approved! We can come up with a financing solution that will get you the capital that you need quick. We are extremely creative and can work around basically everything else.
DEDICATED ACCOUNT REPRESENTATIVES WORK FOR YOU
Our representatives are available at all times of the day for clients, either at the office during business hours or after via email or cell phone communication. Whether you need an update on your approval status, an answer to a question regarding a current deal or just wanted to say hello, our team is always available. Our team at Rain Advance will make sure you are at ease and comfortable throughout the entire process of qualification.
FEATURED FUNDING PROGRAMS
MERCHANT CASH ADVANCE (ACH)
With our advance programs we can offer funding up to 10 to 15% of the business’s gross annual revenues. Payment is either taken in the form of a fixed payment deducted from the business bank account, or a split percentage of the company’s credit card processing. From 1st to 8th position, we are able to provide the most competitive rates and terms to fit your company’s funding needs.
This program is ideal if you have multiple positions and your payment obligations are too much and are starting to become detrimental to the business. With this product, we are able to lower your payments by up to 80% while also netting you additional capital. We can infuse working capital to address an immediate need, but also reduce your payments over the course of the current terms so that the business natural cash flow is reignited.
Finally, I found a financier that takes the time and effort to get to know our businesses needs and goals.Fred B.
Auto Repair (Texas)
No junk fees. Fast approval and Great service. They took care of everything I asked for!Carolyn P.
Great communication and very transparent. A+++Kevin B.
Catering Company (Florida)